The Ledgerly blog

Money, made make-sense

No jargon, no fluff. Practical guides on tax, cash flow, payroll and growth — written by accountants who actually want you to understand your numbers.

Featured · Tax

The founder's guide to your first year of tax

Registering for VAT, paying yourself tax-efficiently, setting money aside, and the deadlines that actually matter. Everything we wish every new business owner knew on day one — in one calm, practical read.

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Latest articles

Fresh from the team

Tax

The 2026 VAT thresholds, explained simply

When to register, what changes at £90k, and the deadlines that genuinely matter for small businesses.

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Cash flow

5 cash-flow habits that save startups

Small routines that keep your runway healthy and your stress levels low, even through lean months.

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Payroll

Hiring your first employee? Read this first

PAYE, pensions and the paperwork — a no-panic checklist for taking on your first team member.

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Limited company

Salary vs dividends in 2026

How directors can pay themselves tax-efficiently this year, with worked examples and the numbers to copy.

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Software

Xero vs QuickBooks: which suits you?

A straight comparison of the two big cloud-accounting platforms, and how we help you pick the right one.

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Growth

When should you switch accountants?

Six signs you've outgrown your current setup — and how a painless migration actually works.

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